|
Integrity Lending Group, LLC is engaged in all three arenas of commercial lending industry: conforming, SBA, and non-conforming. Our non-conforming programs fund up to $2.0 Million with no need for tax returns. The pricing on our non-conforming loans are very competitive and beat SBA pricing. Our conforming programs offer loans priced under prime for qualified borrowers.
Additionally, Integrity Lending Group's hard money division funds loans up to $4.0 Million within 5 days in the metro Atlanta area.
Our Conforming loan programs require 3 years tax returns and a minimum credit of 600. Although the checklist of items needed are similar to local banks, our pricing and turnaround time beats any Bank as can be seen below.
ILG- Conforming loan highlights:
- Fixed rates up to 30 years term
- Amortization periods up to 30 years save you money on monthly debt service
- Up to 90% loan to cost on commercial purchases or construction
- Up to 85% loan to value on commercial refinance and cash-outs
- Seller second financing allowed
- Fast turnaround time- Commitment letters issued within 5-7 business days
- Commercial loans offered in all 50 states
- Fast closings
- Minimum credit score of 600 required
|
Non- Conforming Commercial Loans are not offered by local banks. These loans are approved and funded based on borrower credit and collateral type. No tax returns or certified financials are required. ILG non-conforming loans are highly competitive and offered at pricing below SBA.
Some Non- conforming loan highlights:
- Up to 90% funding on commercial purchases (no construction)
- 90% CLTV on commercial purchases
- Up to 75% Loan to Value on commercial refinance and cash-outs
- No Tax Returns Required
- No Income Verification
- No restrictions on cash-outs
- Seller second mortgages allowed
- Fast closings (within 30 days) compared with SBA loans (within 60-90 days)
- Minimum credit score of 680 required
|
Commercial property types:
Integrity lending Group, LLC can close all property types as can be seen below*:
- Funeral homes
- Industrial
- Convenient stores
- Office condos
- Warehouses and Industrial
- Office Buildings
|
- Dry cleaners
- Auto mechanic shops
- Used car lots
- Shopping Centers
- Medical Buildings
- ...and many more
|
*We do not fund liquor stores, pawn shops, or any adult type properties
 | 
